1. What does Quick Loans 1 Hour do?
We provide free loan recommendation service. We work like an online mediator. Our goal is to match you with the right lender. We help you submit your loan request within our network of lenders. If your request gets processed, we will direct you to appropriate lender's page. We don't participate in lending decisions and thus we cannot assure you about approval of loans.
2. Are you a direct lender?
No, we are not loan providers. Quick Loans 1 Hour provides loan matching service. We are associated with a wide network of lenders who specialize in providing loan assistance for urgent cash needs.
3. What if I need additional information about Quick Loans 1 Hour?
If you have a query or confusion then you can directly write to us. We are 24X7 available for you. Reach us at any time.
4. Is it necessary to avail your services?
Our loan matching services will help you to compare various loan offers on the go. So, get yourself registered at our website using the online registration form.
5. How much will it cost me to use your services?
We offer free services. No application and processing fees are charged by us. We are intermediaries and not lenders. Thus, we are unable to inform about cost of loan. Rates vary from lender to lender. All these rates will be mentioned in the loan agreement that you will receive once your application is accepted by the lender.
6. I have unfavorable credit, can I still apply?
Your past credit history is not all important for us. Our services are accessible for anyone irrespective of his or her credit status. However, lenders will examine your credit scores to make sure whether or not it is safe to lend money. Loan application may get rejected or accepted based on your credit ratings.
7. Do I need to pledge collateral?
No, collaterals are not required for these loans. Even tenants and non possessors can also apply for these loans.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.